Regardless of whether you’re an aggressive or conservative investor my goal is to find the best asset allocation model that matches your risk tolerance and allows me to minimize the risk of loss.  This may include a combination of mutual funds, stocks, bonds, cash or short-term money market securities. While there is no single diversification model that will meet the needs of every investor I work closely with my clients to match their portfolios to their time horizon, risk tolerance, investment goals, financial means and level of investment experience.